Ethical considerations. some businesses have been saying, "Come try our product. If you do, we'll give you $100 just for coming by!" If you read the fine print, what you find is that they will give you a savings certificate that will pay you $100 in 25 years or so.

- In your opinion, is it deceptive advertising?

- Is it unethical to advertise a future value like this without a disclaimer?

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