ETHICS PROBLEM Samantha Fong sold her home in San Francisco in 2017 for $1.5 million, which was the median home price for that city. Samantha had lived in that house for 17 years, having purchased it from Michael Shoven in 2000 for $545,000. What average annual rate of return did Samantha earn on her home, ignoring things such as property taxes and the costs of maintaining the home? Would you say that Samantha somehow swindled Michael? Would your answer to that question be influenced by the knowledge that from 2000 to 2017, the average annual return on U.S. stocks was a little less than 6%?