Eugene began to save for his retirement at age 30, and for 13 years he put $ 250 per month into an ordinary annuity at an annual interest rate of 4% compounded monthly. After the 13 years, Eugene was unable to make the monthly contribution of $ 250, so he moved the money from the annuity into another account that earned 5% interest compounded monthly. He left the money in this account for 22 years until he was ready to retire. How much money did he have for retirement?

Retirement amount =