Eva decided to buy a house with Jorge, even though she knows he is terrible with money and has a poor credit score. Eva has always been a saver while Jorge is a big spender which is why they only have 10% as a down payment and require mortgage loan insurance, which Eva had hoped to avoid. They also have a high interest rate on their mortgage due to his poor credit card management (i.e. at capacity as he only pays the minimum amounts each month). Provide Jorge with 3 ways that he can improve his credit score: (.75 marks-.25 marks each)