Eva decides to contribute $1,000 to her HSA. Which statement is FALSE about her tax savings?

A: Eva will have tax savings at the time of contribution and at the time of distribution, to the extent of qualified medical expenses.

B: After-tax contributions are exempt from federal income tax and FICA tax.

C: If she makes her contributions pre-tax through her employer, she will see most of her tax savings in her take-home pay.

D: If she makes after-tax contributions, she will see her tax savings when she files her return.