Evaluating Utility of Model

Evaluate the utility of the classification decision tree. Address the following questions in your analysis:

Obtain the confusion matrix and report the counts for true positives, true negatives, false positives, and false negatives.

Report the following:

Accuracy

Precision

Recall

Caution sign icon Answer the questions in a paragraph response. Remove all questions and this note before submitting! Do not include R code in your report.

Making Predictions Using Model

Make predictions using the classification model. Address the following questions in your analysis:

What is the prediction for defaulting on credit for an individual who has not missed payments, owns a car and a house, and has a $30\%$ credit utilization?

What is the prediction for defaulting on credit for an individual who has missed payments, does not have any assets, and has a $30\%$ credit utilization?