EVE sensitivity to interest rate changes

Discuss the impact each of the following will have, in general, on EVE sensitivity to a change in interest rates. Consider two cases where rates rise sharply and fall sharply.

(a)Bank owns a high percentage of assets in bonds that are callable anytime after 3-months:

(b)Banks pays below-market rates on time deposits and market interest rates move sharply higher:

(c)A large percentage of the banks assets are in 30-year fixed rate mortgages: