Exactly 12 years ago, you began depositing $850 per month in a retirement savings account paying interest of 6.25% APR, compounded daily. You have decided to change your investment strategy and will now make monthly deposits of $1,000 to a large-cap growth stock mutual fund with an expected annual rate of return of 11%, compounded annually, for the next 20 years until you retire. a How much money is in your account today? b. How much will be in your account 20 years from now, when you retire? Exactly 12 years ago, you began depositing $850 per month in a retirement savings account paying interest of 6.25% APR, compounded daily. You have decided to change your investment strategy and will now make monthly deposits of $1,000 to a large-cap growth stock mutual fund with an expected annual rate of return of 11%, compounded annually, for the next 20 years until you retire. a How much money is in your account today? b. How much will be in your account 20 years from now, when you retire