Examine the balance sheet of commercial banks in the following table. Assets $ Billion Total Liabilities and Net Worth Real assets $ million Total Liabilities Equipment and premises $ 153.7 1.0% Deposits Other real estate 28.9 0.2 Total real assets $ 182.6 1.21 Other Debt and other borrowed funds Federal funds and repurchase agreements Total liabilities. $10,273.3 67.79 963.0 6.3 985.0 6.5 912.0 6.0 $13,133.3 86.61 Financial assets Cash Investment securities Loans and leases $ 882.3 5.8% 5,032.1 33.2 6,663.3 43.9 Other financial assets 1,207.2 8.0 Total financial assets: $13,784.9 90.8% Other assets Intangible assets $ 419.4 2.81 Other 786.7 5.2 Total other assets $ 1,206.1 Total $15,173.6 7.99 100.0% Net worth Balance sheet of FDIC-insured commercial banks and savings institutions Note: Column sums may differ from total because of rounding error. Source: Federal Deposit Insurance Corporation, www.fdic.gov, October 2018. a. What is the ratio of real assets to total assets? (Round your answer to 4 decimal places.) Ratio of real assets to total assets $2,040.3 13.49 $15,173.6 100.0% b. What is the ratio of real assets to total assets for nonfinancial firms in the following table? (Round your answer to 4 decimal places.) Assets Real assets Equipment and software. Real estate Inventories Total real assets Financial assets $ Billion Total Liabilities and Net Worth Liabilities $ Billion Total $ 4,442 16.38 9,883 36.3 Bonds and mortgages $ 5,404 19.98 Bank loans 818 3.0 1,774 6.5 Other loans 1,386 5.1 $16,099 59.28 Trade debt Other 1,786 6.6 4,688 17.2 Total liabilities $14,082 51.8 Deposits and cash Marketable securities 697 1,116 2.68 4.1 Trade and consumer credit Other 2,322 8.5 6,959 25.6 Total financial assets $11,094 Total 40.8% $27,193 100.0% Net worth $13,111 $27,193 48.2% 100.0% Balance sheet of U.S. nonfinancial corporations Note: Column sums may differ from total because of rounding error. Source: Flow of Funds Accounts of the United States, Board of Governors of the Federal Reserve System, September 2018. Ratio for nonfinancial firms