Examine the two (2) key provisions of the Affordable Care Act (ACA): the individual mandate and government subsidies to make insurance products on the exchanges more affordable. Then answer the following questions below Discuss the individual mandate and its controversy. o Are there alternatives to the individual mandate that accomplish the same goals without engendering so much political turmoil? o Could policymakers have designed an incentive system that would be as effective as a mandate? o What are the pros and cons of using a mandate versus an incentive? o Can you think of incentives to encourage enrollment that have occurred in other parts of the health care system? Discuss the premium and cost-sharing subsidies. Premium and cost-sharing subsidies are expected to cost $919 billion over the years 2018-2027. o Is this a good use of resources? o Are these subsidies well designed? o Are they sufficient to make health insurance affordable? o Are the income levels appropriate? o Should the subsidies cover more people