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Examples of scenarios where Incentive/Pressure is HIGH: Potential violation or debt covenants or agreements; high proportion of management (top officers of the Company) compensation in

Examples of scenarios where Incentive/Pressure is HIGH:

Potential violation or debt covenants or agreements; high proportion of management (top officers of the Company) compensation in the form of stock options; increased competition within the industry; technology changes; economic recession; upcoming issuance or sale of new stock or bonds by the company.

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