Exercise 13-20 (Algorithmic) (LO. 4) Rafael and Lucy, married taxpayers, each contribute $3,250 to their respective 401(k) plans offered through their employers. The AGI reported on the couple's joint return is $40,700. Determine their credit for retirement plan contributions (the Saver's Credit). Click here to access the "Saver's" Credit Rate and AGI Thresholds Table. As a result, they may claim a credit for their retirement plan contributions of $