This is the 201X Balance Sheet of the Bank B with annually average figures Amount Interest Risk Amount Interest weight (%) Liabilities & Equity (USD mil) (USD mil) Assets rate rate (%) (%) Cash and deposits due from banks 150 1.500 1 Demand deposit 3-month Treasury Bills 550 1. 3-month bank 800 100 deposits 5-year fixed-rate Government Bonds 6-month corporate deposits 450 3 2,750 11 12-month floating-rate corporate loans 2,950 Non-deposit borrowings 12 1450 16 100 10 year fixed-rate mortgage loans 2,500 17 650 50 Equity 550 Fixed assets 100 This Bank earned USD 550 mil in fees and commissions and USD 20 mil in securities gain; paid USD 250 mil in overhead costs; USD 950 million in loan loss provision. Tier 1 capital was equal to 35% of equity and Tier 2 capital was equal to 10% of non-deposit borrowings, deduction is USD 15 mil. Corporate income tax rate is 18%. a. How much are: Net interest margin, ROE, CAR