Exercise 4 (10 points) Lucy has three options to choose from: i) She receives 3.200 every year for 10 years. The first payment is due after one year. ii) She receives 7.000 today and then 3.000 per year for 5 years. The first payment is due after one year. iii) She receives 4.000 euros per year for 10 years. The first payment is due after 5 years. The annual interest rate is 8%. Calculate the present values of these three options. Which option would you advise Lucy to choose