Exercise B-13 (Algo) Present value of an amount and of an annuity LO P1, P3 Compute the amount that can be borrowed under each of the following circumstances: Note: Use appropriate factor(s) from the tables provided. Round your "Table value" to 4 decimal places. (PV of \$1, EV of \$1. PVA of $1, and EVA of \$1) 1. A promise to repay $97,000 four years from now at an interest rate of 9%. 2. An agreement made on February 1, 2021, to make three separate payments of $15.000 on February 1 of 2022,2023 , and 2024 . The annual interest rate is 3\%