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Exercise B-18 Practical applications of the time value of money LO P1, P2, P3, P4 Provided are links to the present and future value tables:

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Exercise B-18 Practical applications of the time value of money LO P1, P2, P3, P4 Provided are links to the present and future value tables: (PV of $1. FV of $1. PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided. Round your answer to the nearest whole dollar.) a. How much would you have to deposit today if you wanted to have $61,000 in four years? Annual interest rate is 9% b. Assume that you are saving up for a trip around the world when you graduate in three years. If you can earn 8% on your Investments, how much would you have to deposit today to have $17,000 when you graduate? (Round your answer to 2 decimal places.) 1. Calculate the future value of an investment of $738 for ten years earning an interest of 10% (Round your answer to 2 decimal places.) -2. Would you rather have $738 now or $1,800 ten years from now? d. Assume that a college parking sticker today costs $88. If the cost of parking is increasing at the rate of 5% per year how much will the college parking sticker cost in eight years? (Round your answer to 2 decimal places.) e. Assume that the average price of a new home is $129,500. If the cost of a new home is increasing at a rate of 8% per year, how much will a new home cost in ten years? (Round your answer to 2 decimal places.) f. An investment will pay you $12,000 in 9 years, and it will also pay you $340 at the end of each of the next 9 years (years 1 thru 9). If the annual interest rate is 5%, how much would you be willing to pay today for this type of investment? (Round your intermediate calculations and final answer to the nearest whole dollar.) 9. A college student is reported in the newspaper as having won $12,500,000 in the Kansas State Lottery. However, as is often the custom with lotteries, she does not actually receive the entire $12.5 million now. Instead she will receive $625,000 at the end of the year for each of the next 20 years. If the annual interest rate is 6%, what is the present value (today's amount that she won? (gnore taxes). (Round your answer to nearest whole dollar) a. Present value b. Present value C-1. Future value c-2. Would you rather have $738 now or $1,800 ten years from now? d. Future value e. Future value 1. Present value 9 Present value

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