Exercise Title: $86,400 Tell participants they have $86,400.00 to spend anyway they wish. The only restrictions are that they cannot bank any money and if they do not use any of the money, they lose it. We then discuss why and how they spent the money the way they did. I then tell them that 86400 are the number of seconds we have each day and that, as often as possible they should consider spending their time on things that are important to them as they did with their money