Exhibit 15-1 EUBANK h Assets Deposits at the Fed Cash Loans $300,000 Securities $150,000 Fed Stock $ 20,000 Refer to Exhibit 15-1. If Eubank is holding no excess reserves, what must the required reserve ratio be? O a. 10 percent O b. 5 percent Oc. 20 percent O d. 4 percent $ 40,000 $ 10,000 Liabilities and Net Worth Checkable deposits Net Worth $500,000 $ 20,000