Exhibit 1-A: Future Value (Compounded Sum) of $1 after a Given Number of Time Periods Years 1. To determine future value of a single amount 2. To determine interest lost when cash purchases are made (Use Exhibit 1-A for future value factor) Future Value of a Series of Deposits Exhibit 1-B: Future Value (Compounded Sum) of \$1 Paid at the End of Each Period for a Given Number of Time Periods (an Annuity) Present Value of a Single Amount