Exhibit 1-A Future Valve (Compounded Sum) of \$1 affer a Given Number of Time Periods \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 18 & 25 & 3x & 48 & 5x & 6% & 78 & BX & 9x & & 11K \\ \hline 1 & 1.010 & 1.020 & 1.830 & 1.049 & 1.0se & 1.060 & 1.070 & 1.080 & 1.090 & 1.100 & 1.110 \\ \hline 2 & 1.020 & 1.050 & 1.061 & 1.062 & 1.103 & 1.124 & 1.145 & 1.166 & 1.188 & 1.210 & 1.232 \\ \hline 3 & 1.030 & 1.061 & 1.093 & 1.125 & 1.158 & 1.191 & 1.225 & 1.260 & 1.295 & 1.331 & 1.368 \\ \hline 4 & 1.041 & 1.062 & 1.126 & 1.170 & 1.216 & 1.262 & 1.311 & 1.360 & 1.412 & 1.464 & 1.518 \\ \hline 5 & 1.051 & 1.104 & 1.159 & 1.217 & 1,276 & 1.338 & 1.403 & 1.469 & 1.519 & 1.611 & 1.685 \\ \hline 6. & 1.062 & 1.126 & 1.154 & 1.265 & 1.340 & 1.419 & 1.501 & 1.587 & 1.677 & 1.772 & 1.870 \\ \hline 7 & 1.072 & 1.149 & 1.230 & 1.316 & 1.407 & 1.504 & 1.606 & 1.714 & 1.828 & 1.949 & 2.076 \\ \hline 8 & 1.083 & 1.172 & 1.267 & 1.369 & 1.477 & 1.594 & 1.718 & 1.851 & 1.993 & 2.144 & 2.305 \\ \hline 9. & 1.094 & 1.195 & 1.305 & 1.423 & 1.551 & 1.689 & 1.83 .6 & 1.999 & 2.172 & 2.358 & 2.559 \\ \hline 10 & 1,105 & 1.219 & 1.344 & 1.480 & 1.629 & 1.791 & 1.967 & 2.159 & 2.367 & 2.594 & 2.339 \\ \hline 11 & 1.116 & 1.243 & 1.384 & 1.539 & 1.710 & 1.898 & 2.105 & 2.332 & 2.580 & 2.853 & 3.152 \\ \hline 12 & 1.127 & 1.268 & 1.426 & 1.601 & 1.796 & 2.012 & 2.252 & 2.518 & 2.013 & 3.138 & 3,498 \\ \hline 13 & 1.138 & 1.294 & 1.469 & 1.665 & 1.856 & 2.133 & 2.410 & 2.720 & 3.066 & 3.452 & 3.833 \\ \hline 14 & 1.149 & 1,319 & 1.513 & 1.732 & 1.990 & 2.261 & 2.579 & 2.937 & 3.342 & 3.797 & 4.310 \\ \hline 15 & 1.161 & 1.346 & 1.558 & 1.801 & 2.079 & 2.397 & 2.759 & 3.172 & 3,642 & 4.177 & 4.785 \\ \hline 16 & 1.173 & 1.373 & 1.605 & 1.873 & 2.183 & 2.540 & 2.952 & 3.426 & 3.970 & 4.595 & 5.311 \\ \hline 17 & 1.184 & 1.400 & 1.653 & 1.948 & 2.292 & 2.693 & 3.159 & 3.769 & 4.328 & 5.054 & 5.895 \\ \hline 18 & 1.196 & 1.428 & 1.702 & 2.026 & 2.407 & 2.854 & 3.389 & 3.996 & 4.717 & 5.560 & 6.544 \\ \hline 19 & 1.208 & 1.457 & 1.754 & 2.107 & 2.527 & 3.026 & 3,617 & 4.316 & 5.142 & 6.116 & 7.263 \\ \hline 20 & 1.220 & 1.496 & 1.606 & 2.191 & 2.653 & 3.207 & 3.870 & 4.661 & 5.604 & 6.727 & 8.062 \\ \hline 25 & 1.282 & 1.641 & 2.094 & 2.666 & 3.386 & 4.292 & 5.427 & 6.848 & 8.623 & 10.835 & 13.585 \\ \hline 30 & 1,348 & 1.811 & 2.427 & 3.243 & 4,322 & 5.743 & 7,612 & 10.063 & 13.268 & 17.449 & 22.892 \\ \hline 40 & 1.489 & 2.208 & 3.262 & 4.801 & 7.040 & 10.286 & 14,974 & 21.725 & 31.409 & 45.259 & 65.001 \\ \hline 30 & 1.645 & 2.692 & 4.364 & 7,107 & 11.467 & 10.420 & 29.457 & 46.902 & 74.358 & 117.391 & 184.565 \\ \hline \end{tabular} Exhibit 1-B Future Value (Compounded Sum) of S1 Paid In at the End of Each Period for a Given Number of Time Periods (an Anirusty) \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 1x & 25 & 3x & 4x & 5x & 6x & 7x & BS & 9x & 10x & 11x \\ \hline 1 & 1.600 & 1.060 & 1. & 1,000 & 1.600 & 1,809 & 1+690 & 1,000 & 1.000 & 1.690 & 1.000 \\ \hline 2 & 2.010 & 2.020 & 2.090 & 2.040 & 2.050 & 2,060 & 2.070 & 2.090 & 2.090 & 2.100 & 2.110 \\ \hline 1 & 3.019 & 3.060 & 3,091 & 3.122 & 3.153 & 3.184 & 3.215 & 3.246 & 3.278 & 3.310 & 3.342 \\ \hline 4 & 4.069 & 4.122 & 4.184 & 4.246 & 4.310 & 4.375 & 4.440 & 4.506 & 4.573 & 4.641 & 4.710 \\ \hline 5 & 5.101 & 5.204 & 5.309 & 5,416 & 5.526 & 5.637 & 5.751 & 5.067 & 5.205 & 6.105 & 6.225 \\ \hline 6 & 6.152 & 5.308 & 6.465 & 6.633 & 6,602 & 6.975 & 3.153 & 7.336 & 7.523 & 7.716 & 7.913 \\ \hline? & 7,214 & 7.434 & 7,662 & 7.895 & 11.142 & 0.394 & 8.654 & 8.223 & 9.200 & 9.4 .47 & 9.783 \\ \hlineB & 8.2216 & 8.583 & 0.092 & 9.214 & 3.542 & 9,597 & 10.260 & 10.697 & 11.028 & 11.416 & 11.852 \\ \hline 9 & 9.369 & 9.755 & 10.159 & 10.583 & 11.027 & 11.491 & 11,970 & 12.401 & 13.021 & 13.579 & 14.164 \\ \hline 10 & 10.462 & 10.950 & 11.464 & 12.606 & 12.570 & 13.101 & 13,016 & 14,407 & 15,193 & 15.937 & 16.722 \\ \hline 11 & 11.567 & 12,169 & 12.800 & 13,486 & 14.207 & 16.972 & 15.754 & 16.645 & 17.560 & & 19.36! \\ \hline 12 & 12.683 & 13,412 & 14.192 & 15.026 & 15.917 & 26.370 & 17.88ll & 10.977 & 20,141 & 22,164 & 22.713 \\ \hline 13 & 13.1109 & 14.680 & 15,628 & 16.627 & 17,713 & 18.852 & 20.141 & 21,485 & 22.953 & 24.523 & 26.212 \\ \hline 14 & 14.947 & 15,974 & 17.006 & 18,202 & 19.599 & 21.015 & 22.550 & 24.215 & 26.019 & 27.975 & 30.095 \\ \hline 15 & 16.027 & 17.293 & 18,599 & 20.024 & 21.570 & 23,276 & 25.129 & 27.152 & 20.361 & 31.772 & 34.405 \\ \hline 16 & 17.25a & 18.639 & 20.157 & 21,825 & 23.657 & 25,673 & 27,885 & 30.324 & 33.003 & 35.950 & 39.190 \\ \hline 17 & 18.430 & 20,012 & 21.762 & 23.628 & 25.840 & 28,213 & 30.840 & 33.750 & 36.974 & 40.545 & 44.501 \\ \hline 38 & 19,615 & 21.412 & 23,414 & 25.645 & 28,192 & 30,906 & 33.999 & 37,450 & 41.301 & 45.599 & 50.396 \\ \hline 19 & 20,821 & 22.841 & 25127 & 27.671 & 30,539 & 33.760 & 37.379 & 41.446 & 46.218 & 51.159 & 56.919 \\ \hline 20 & 22.019 & 24.297 & 26.070 & 29.778 & 33.006: & 36.786 & 40,955 & 45.762 & 51.160 & 57.275 & 64.203 \\ \hline 25 & 25.243 & 32+030 & 36.459 & 41,646 & 47.727 & 54.065 & 63.249 & 73.106 & 84.701 & 91.347 & 114,413 \\ \hline 30 & 34.785 & 40.565 & 47.575 & 56.085 & 65.439 & 79.056 & 94,461 & 113.283 & 136.308 & 164,494 & 199.021 \\ \hline 40 & 48.866 & 60.402 & 75.401 & 95,026 & 120,800 & 154.762 & 199.635 & 259.057 & 337,842 & 442.593 & 531.026 \\ \hline 50 & 64,463 & 64.579 & 112.797 & 152.667 & 209,348 & 290,336 & 406,529 & 573.770 & 815.084 & 1,161,909 & 1,660.m \\ \hline \end{tabular} \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Perinad & 128 & & 148 & 15x & 16x & 17x & & 19x & 20x & 25x & 30x \\ \hline 1 & 1.000 & 1.000 & 1.000 & 1, 000 & 1.000 & 1.690 & 1.000 & 1.600 & 1,090 & 1.000 & 1.000 \\ \hline 2 & 2.120 & 2.130 & 2.140 & 2.150 & 2.160 & 2.170 & 2.150 & 2.190 & 2.200 & 2.250 & 2.300 \\ \hline 3 & 3.374 & 3,407 & 2,440 & 3,477 & 3.506 & 3.591 & 3.572 & 3.606 & 3.440 & 3.813 & 3.990 \\ \hline 4 & 4.779 & 4.450 & 4.921 & 4.903 & 3.066 & 3.141 & 5.215 & 5.291 & 5.368 & 3.766 & 6.187 \\ \hline 3 & 6.353 & 6.460 & 6.610 & 6.742 & 6.877 & 7.014 & 7.154 & 7.297 & 7.442 & 0.207 & 9.043 \\ \hline 6 & 0.115 & 0.321 & 8,536 & 0.754 & 8.977 & 9.207 & 9.442 & 9.683 & 9.090 & 11.259 & 12.756 \\ \hline 7 & 10.009 & 10.405 & 10.770 & 11.567 & 11.414 & 11.772 & 12,142 & 12.523 & 12.916 & 15.023 & 17.583 \\ \hline & 12.920 & 12,757 & 13.233 & 13.727 & 14,240 & 14.773 & 15.227 & 15.902 & 16.49 & 19.1942 & 23.355 \\ \hline 9 & 14,776 & 15.416 & 16.095 & 16.786 & 17.519 & 10.2115 & 19.656 & 10.923 & 20.799 & 25.502 & 37.015 \\ \hline 10 & 17.549 & 111.420 & 19.337 & 20.304 & 21.321 & 22.393 & 23,521 & 24,700 & 25.959 & 31.253 & 42.619 \\ \hline 11 & 20.655 & 21.814 & 23.045 & 24.349 & 25.233 & 27.200 & 211.255 & 30,404 & 32.150 & 42.966 & 56.405 \\ \hline 12 & 24.133 & 25.650 & 27.271 & 29.602 & 30.550 & 32.824 & 34.931 & 77.180 & 39.581 & 54.208 & 74,127 \\ \hline i) & 20.029 & 29.985 & 32,009 & 34.352 & 36.746 & 39.404 & 42.219 & 45.244 & 48.497 & 68.760 & 97.625 \\ \hline 14 & 32.391 & 34,881 & 37.511 & 40.505 & 43.672 & 47.201 & 50.011 & 54,841 & 59.196 & 86.949 & 127.913 \\ \hline 15 & 37.260 & 40.417 & 43.642 & 47.580 & 51.60 & 56.110 & 60.965 & 66.261 & 72.035 & 109.647 & 167.286 \\ \hline 16. & 42.753 & 46,672 & 50.960 & 55.717 & 60,925 & 66.649 & 72.919 & 79.850 & 87.442 & 130.100 & 218.472 \\ \hline 17 & & 53.7919 & 59,118 & 65,075 & 71.673 & 78.979 & 87.060 & 26.022 & 105,931 & 173.696 & 285.014 \\ \hline 11 & 55.750 & 61.221 & 60.394 & 75.836 & 84,141 & 93.46 & 103.740 & 115.260 & 121.127 & 210.045 & 371.518 \\ \hline 13 & 63.440 & 70.249 & 70.969 & 80.212 & 96,603 & 110,205 & 123.414 & 180.166 & 154.740 & 273.556 & 48.973 \\ \hline 20 & 72.052 & 50,047 & 01.025 & 102.444 & 115.160 & 130.013 & 146.621 & 165,411 & 1116,681 & 342.945 & 650.165 \\ \hline 25 & 131.19 & 155.620 & 101.07 & 212.723 & 249.214 & 292.105 & 142,693 & 402.042 & 471.911 & 1,054,701 & 2,340.003 \\ \hline 30 & 241,33 & 203.150 & 356.7117 & 494.745 & 390.312 & 647.419 & 750.943 & 960.712 & 1,101,82 & 3,227.174 & 8,229.935 \\ \hline 40 & 762.091 & 1,011.704 & 3,342.025 & 1,779.96 & 2,360.757 & 3,134.522 & 4,163,213 & 5,520.02% & 7,343,031 & 30.008 .655 & 120,392,381 \\ \hline 50 & 2,490,015 & 3,459.59? & 4,994.521 & 7,217,716 & 10,405.642 & 15.069,502 & 22,110,004 & 31,515,340 & 45,497,191 & 280,255.623 & 1,659,760.743 \\ \hline \end{tabular} What would be the total amount of these additional earnings? Jenny Lopez estimates that as a result of completing her master's degree, she will earn an additional $10,000 a year for the next 30 years. a. What would be the total amount of these additional earnings? b. What would be the future value of these additional earnings based on an annual interest rate of 5 percent? (Exhibit: A. Exhibit 1-B. Exhioit1.C. Exhibit 1-D) Note: Use oppropriote factor(s) from the tables provided. What would be the future value of these additional earnings based on an annual interest rate of 5 percent? Use Exhibit 1-B. Note: Round time value factor to 3 decimal places and final answer to the nearest whole number. Exhibit 1-D Present Value of \$1 Received at the End of Each Period for a Given Number of Time Periods (an Arnuity) \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 1x & 2x & 3x & 4x & 58 & 68 & x & 8x & 9x & 10x & 11x & 12x \\ \hline 1 & 0,990 & 0,980 & 0.971 & 8.962 & 0.952 & 0.943 & 0.935 & 0.926 & 0.917 & 0.909 & 0.901 & 0.893 \\ \hline 2 & 1.970 & 1.942 & 1.913 & 1.886 & 1.659 & 1.833 & 1.688 & 1.783 & 1.759 & 1.736 & 1.713 & 1.690 \\ \hline 3 & 2.941 & 2.884 & 2.829 & 2.775 & 2.723 & 2.673 & 2.624 & 2.577 & 2.531 & 2.487 & 2.444 & 2.402 \\ \hline 4 & 3.992 & 3.808 & 3.717 & 3.630 & 3.546 & 3.465 & 3.387 & 3.312 & 3.240 & 3.170 & 3.102 & 3.037 \\ \hline 5 & 4.853 & 4.713 & 4.580 & 4.452 & 4.329 & 4.212 & 4.100 & 3.993 & 3.899 & 3.791 & 3.696 & 3.605 \\ \hline 6 & 5.795 & 5.601 & 5.417 & 5.242 & 5.076 & 4.917 & 4.767 & 4.623 & 4.486 & 4.355 & 4.231 & 4.111 \\ \hline 7 & 6.728 & 6.472 & 6.230 & 6.002 & 5.786 & 5.582 & 5.389 & 5.206 & 5.033 & 4.868 & 4.712 & 4.564 \\ \hline 8 & 7.652 & 2.325 & 7.020 & 6.733 & 6.463 & 6.210 & 5.971 & 5.747 & 5.535 & 5.335 & 5.146 & 4.968 \\ \hline 9 & 8.566 & 8,162 & 7.786 & 7.435 & 7.108 & 6.802 & 6.515 & 6.247 & 5.995 & 5.759 & 5.537 & 5.328 \\ \hline 10. & 9.471 & 8.983 & 8.530 & 8.111 & 7.722 & 7,360 & 7.024 & 6.710 & 6.418 & 6.145 & 5.869 & 5,650 \\ \hline 11 & 10.368 & 9.787 & 9.253 & 8.760 & 8.396 & 7.887 & 7.499 & 7.139 & 6.805 & 6.495 & 6.207 & 5.938 \\ \hline 12 & 11.255 & 10.575 & 9.954 & 9.385 & 8.863 & 8.384 & 7.943 & 7.536 & 7.161 & 6.814 & 6.492 & 6.194 \\ \hline 13 & 12.134 & 11.348 & 10.635 & 9.986 & 9.394 & 8.853 & 8.358 & 7.904 & 7.487 & 7.103 & 6.750 & 6.424 \\ \hline 14 & 13.064 & 12.106 & 11.296 & 10.563 & 9.599 & 9.295 & 8.745 & 8.244 & 7.786 & 7.367 & 6.982 & 6.628 \\ \hline 15 & 13.865 & 12.849 & 11.938 & 11.118 & 10.380 & 9.712 & 9.106 & 8.559 & 8.061 & 7.606 & 7.191 & 6.811 \\ \hline 16 & 14.718 & 13.578 & 12.561 & 11.652 & 10.038 & 10.106 & 9.447 & 8.851 & 8.313 & 7.824 & 7.379 & 6.974 \\ \hline 17 & 15.562 & 14.292 & 13.166 & 12.166 & 11.274 & 10.477 & 9.763 & 9.122 & 8.544 & 8.022 & 7.549 & 7.120 \\ \hline 10 & 16.396 & 14.992 & 13.754 & 12.659 & 11.690 & 10.028 & 10.059 & 9.372 & 8.756 & 8.201 & 7.702 & 7.250 \\ \hline 19 & 17.226 & 15.678 & 14.324 & 13.134 & 12.085 & 11.158 & 10.336 & 9.604 & 8.950 & 8.365 & 7.839 & 7.366 \\ \hline 20 & 10.046 & 16.351 & 14.877 & 13.590 & 12.462 & 11.470 & 10.594 & 9.818 & 9.129 & 5.514 & 7.963 & 7.469 \\ \hline 25 & 22.023 & 19.523 & 17.413 & 15.622 & 14.094 & 12.783 & 11.654 & 10.675 & 9.823 & 9.077 & 8.422 & 7.843 \\ \hline 30 & 25.838 & 22.396 & 19.600 & 17.292 & 15.372 & 13.765 & 12.409 & 11.258 & 10.274 & 9.427 & 8.694 & 0.055 \\ \hline 40 & 32.835 & 27.355 & 23.115 & 19.793 & 17.159 & 15.046 & 13.332 & 11.925 & 10.757 & 9.779 & 8.951 & 8.244 \\ \hline 50 & 39.196 & 31.424 & 25.730 & 21.482 & 15.256 & 15.762 & 13.801 & 12.233 & 10.962 & 9.915 & 9.042 & 8.3es \\ \hline \end{tabular} \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 13x & 14X & 15x & 16x & 17x & 18x & & 20x & 25x & 30x & 35x & 40x & 50x \\ \hline 1 & 0.085 & 0.877 & 0.870 & 0.062 & 0.055 & 0.847 & 0.840 & 0.833 & 0.000 & 0.769 & 0.741 & 0.714 & 0.667 \\ \hline 2 & 1.668 & 1.647 & 1.626 & 1.605 & 1.565 & 1,566 & 1.547 & 1.528 & 1.440 & 1,361 & 1.289 & 1.224 & 1.111 \\ \hline 3 & 2.361 & 2,322 & 2.203 & 2.246 & 2.210 & 2.174 & 2.140 & 2.106 & 1.252 & 1.016 & 1.626 & 1.509 & 1.407 \\ \hline 4 & 2,974 & 2.914 & 2.055 & 2.798 & 2.743 & 2.690 & 2.639 & 2.519 & 2.362 & 2.166 & 1.997 & 1.849 & 1.605 \\ \hline 5 & 3.517 & 3.433 & 3.352 & 3.274 & 3.100 & 3.127 & 3.051 & 2.091 & 2.689 & 2,436 & 2.220 & 2.035 & 1.797 \\ \hline 6 & 3.920 & 3.889 & 3.784 & 3.605 & 3.569 & 3.498 & 3.410 & 3.326 & 2.951 & 2.643 & 2.365 & 2.168 & 1.322 \\ \hline 7 & 4.423 & 4.288 & 4.160 & 4.039 & 3,922 & 3.812 & 3.706 & 3.605 & 3.161 & 2,102 & 2.508 & 2.263 & 1.883 \\ \hline 8 & 4.709 & 4.639 & 4,487 & 4,344 & 4.207 & 4.078 & 3.954 & 3.337 & 3.329 & 2,925 & 2.598 & 2,331 & 1.922 \\ \hline 2 & 5.132 & 4.946 & 4.772 & 4.697 & 4.451 & 4,303 & 4.163 & 4,031 & 3.463 & 3.019 & 2.665 & 2.370 & 1.940 \\ \hline 10 & 5.426 & 5.216 & 5.019 & 4.833 & 4.659 & 4,494 & 4.339 & 4.192 & 3.571 & 3.002 & 2.715 & 2,414 & 1.965 \\ \hline 11 & 5.687 & 5.453 & 5.234 & 5.029 & 4.836 & 4.656 & 4,486 & 4.327 & 3.656 & 3.147 & 2.752 & 2.418 & 1.977 \\ \hline 12 & 5.920 & 3.660 & 5.421 & 5.197 & 4.968 & 4,701 & 4.611 & 4.419 & 3.725 & 3.190 & 2.779 & 2.456 & 1.985 \\ \hline 13 & 6.122 & 5.342 & 5.583 & 5.342 & 5.110 & 4.910 & 4.715 & 4.533 & 3.260 & 3.223 & 2.799 & 2.469 & 1.990 \\ \hline 14 & 6.902 & 6.002 & 5.724 & 5.460 & 5.229 & 5.000 & 4.002 & 4.611 & 3.824 & 3.249 & 2.814 & 2,478 & 1.993 \\ \hline 15 & 6.462 & 6.142 & 5.147 & 5.575 & 5.324 & 5.002 & 4.076 & 4.675 & 3.059 & 3.268 & 2.025 & 2.484 & 1.995 \\ \hline 16 & 6.604 & 6.265 & 5.954 & 5.668 & 5,405 & 5.162 & 4,938 & 4.730 & 3.887 & 3.283 & 2.834 & 2.489 & 1,997 \\ \hline 17 & 6.729 & 6.373 & 6.047 & 5.749 & 5.475 & 5.222 & 4.990 & 4.775 & 3.910 & 3.205 & 2.640 & 2.492 & 1,905 \\ \hline 18 & 6.340 & 6.467 & 6.128 & 5.018 & 5.534 & 5.273 & 5.033 & 4.812 & 3.928 & 3.304 & 2.844 & 2.494 & 1.999 \\ \hline 19 & 6.936 & 6.550 & 6.190 & 5.077 & 5.584 & 5.316 & 5.070 & 4.843 & 3.942 & 3.311 & 2.848 & 2.496 & 1.999 \\ \hline 20 & 7.025 & 6.623 & 6.259 & 5.929 & 5.628 & 5.353 & 5.101 & 4.670 & 3.954 & 3.316 & 2.050 & 2.497 & 1.999 \\ \hline 25 & 7.330 & 6.873 & 6.464 & 6.097 & 5.760 & 5.467 & 5.195 & 4.048 & 3.965 & 3.329 & 2.856 & 2.499 & 2,000 \\ \hline 30 & 7.496 & 7.693 & 6.566 & 6.177 & 5,819 & 5.517 & 5.235 & 4.979 & 3.995 & 3.332 & 2.857 & 2.500 & 2.000 \\ \hline 40 & 7.634 & 7.105 & 6.642 & 6.233 & 5.871 & 5.54A & 5.258 & 4.997 & 3.999 & 3.333 & 2.857 & 2.500 & 2,000 \\ \hline 50 & 7.675 & 7,193 & 6.661 & 6.246 & 5.860 & 5.554 & 5.262 & 4.909 & 4.000 & 3.333 & 2.857 & 2.500 & 2.000 \\ \hline \end{tabular} Exhibit 1-C Present Value of $1 to Be Recerved at the End of a Given Number of Time Periods \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 1x & 2x & 3x & 4x & 5x & 6x & n & 8X & 9x & 10x & 11x & 12x \\ \hline 1 & 0.990 & 0.988 & 0.971 & 0.962 & 0.952 & 0.943 & 0.915 & 0.926 & 0.917 & 0.909 & 0.901 & 0.093 \\ \hline 2 & 0,980 & 0,961 & 0.943 & 0.925 & 0.907 & 0.890 & 0.873 & 0.857 & 0.842 & 0.826 & 0.812 & 0.797 \\ \hline 3 & 0.971 & 0.942 & 0.915 & 0.069 & 0.864 & 0.840 & 0.816 & 0.794 & 0.772 & 0.751 & 0.731 & 0.712 \\ \hline 4 & 0.961 & 0.224 & 0.888 & 0.855 & 0.823 & 0.792 & 0.763 & 0.735 & 0.708 & 0.683 & 0.659 & 8.636 \\ \hline 5 & 0.951 & 0.906 & 0.863 & 0.822 & 0.734 & 0.747 & 0.713 & 0.681 & 0.650 & 0.621 & 0.593 & 0.567 \\ \hline 6 & 0.942 & 0.8888 & 0.837 & 0.790 & 0.746 & 0.705 & 0.666 & 0.630 & 0.596 & 0.564 & 0.535 & 0.507 \\ \hline 7 & 0.933 & 0.871 & 0.813 & 0.760 & 0.711 & 0.665 & 0.623 & 0.583 & 0.547 & 0.513 & 0.482 & 0.452 \\ \hline 8 & 0.923 & 0.853 & 0.789 & 0.731 & 0.677 & 0.627 & 0.582 & 0.540 & 0,502 & 0.467 & 0.434 & 0.404 \\ \hline 9 & 0.914 & 0.237 & 0.766 & 0.703 & 0.645 & 0.592 & 0.544 & 0.500 & 0.460 & 0.424 & 0.391 & e.361 \\ \hline 10 & 0.995 & 0.820 & 0.744 & 0.676 & 0.614 & 0.558 & 0.598 & 0.463 & 0.422 & 0.386 & 0.352 & 0.322 \\ \hline 11 & 0.396 & 0.804 & 0.722 & 0.650 & 0.565 & 0.527 & 0.475 & 0.429 & 0.308 & 0.350 & 0.317 & 0.287 \\ \hline 12 & 0.887 & 0.788 & 0.701 & 0.625 & 0.557 & 0.497 & 0.444 & 0.397 & 0.356 & 0,319 & 0.286 & 0.257 \\ \hline 13 & 0.1179 & 0.773 & 0.681 & 0.601 & 0.530 & 0.469 & 0.415 & 0.360 & 0.326 & 0.290 & 0.258 & 0.229 \\ \hline 14 & 0.870 & 0.758 & 0.661 & 0.577 & 0.505 & 0.442 & 0.388 & 0.340 & 0.299 & 0.263 & 0.232 & 0.205 \\ \hline 15 & 0.861 & 0.743 & 0.642 & 0.555 & 0.481 & 0.417 & 0,362 & 0.315 & 0.275 & 0.239 & 0.209 & 0.183 \\ \hline 16 & 0.853 & 0.723 & 0.623 & 0.534 & 0.458 & 0.394 & 0.339 & 0.292 & 0.252 & 0.218 & 0.106 & 0.163 \\ \hline 17 & 0,844 & 0.7114 & 0.605 & 0.513 & 0.436 & 0.371 & 0.317 & 0.270 & 0.231 & 0.198 & 0.170 & 0.146 \\ \hline 18 & 0.836 & 0.700 & 0.587 & 0.494 & 0.416 & 0.350 & 0.296 & 0.250 & 0.212 & 0.150 & 0.153 & 0.130 \\ \hline 19 & 0.828 & 0.666 & 0.570 & 0,475 & 0.396 & 0.331 & 0.277 & 0.232 & 0.194 & 0.164 & 0.138 & 0.116 \\ \hline 20 & 0.820 & 0.673 & 0.554 & 0.456 & 0.377 & 0.312 & 0.258 & 0.215 & 0.178 & 0.149 & 0.124 & 0.104 \\ \hline 25 & 0.780 & 0.610 & 0.476 & 0.375 & 0.295 & 0.233 & 0.134 & 0.146 & 0.116 & 0.092 & 0.074 & 0.059 \\ \hline 30 & 0.742 & 0.552 & 0.412 & 0.308 & 0.231 & 0.174 & 0.131 & 0.099 & 0.075 & 0.057 & 0.044 & 0.033 \\ \hline 40 & 0.672 & 0.453 & 0.307 & 0.208 & 0.142 & 0.097 & 0.067 & 0.046 & 0.032 & 0.022 & 0.015 & 0.011 \\ \hline 50 & 0,606 & 0.372 & 0.228 & 0.141 & 0.007 & 0.054 & 0.034 & 0.021 & 0,013 & 0.009 & 0.005 & 0.003 \\ \hline \end{tabular} \begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|c|c|} \hline Period & 13x & 14x & 15x & 16x & 17x & 18x & 19x & 20x & 25x & 305 & 35x & 40x & 50x \\ \hline 1 & 0.1855 & 0.877 & 0.078 & 0.862 & 0.855 & 0.847 & 0.840 & 0.833 & 0.300 & 0.769 & 0.741 & 0.714 & 0.667 \\ \hline 2 & 0.783 & 0.769 & 0.756 & 0.743 & 0.731 & 0.718 & 0.706 & 0.694 & 0.640 & 0.592 & 0.549 & 0.510 & 0.444 \\ \hline 3 & 0.693 & 0.675 & 0.658 & 0.641 & 0.624 & 0.609 & 0.593 & 0.579 & 0.512 & 0.455 & 0.406 & 0.364 & 0.296 \\ \hline 4 & 0.613 & 0.592 & 0.572 & 0.552 & 0.534 & 0.516 & 0,499 & 0.482 & 0.410 & 0.350 & 0.301 & 0.260 & 0.198 \\ \hline 5 & 0,543 & 0.519 & 0.497 & 0,476 & 0.456 & 0.437 & 0.419 & 0.402 & 0.328 & 0.269 & 0.223 & 0.186 & 0.132 \\ \hline 6 & 0.480 & 0.456 & 0,432 & 0.410 & 0.390 & 0.370 & 0.352 & 0.315 & 0.262 & 0.207 & 0.165 & 0.133 & 0.085 \\ \hline 7 & 0.425 & 0.400 & 0.376 & 0.354 & 0.333 & 0.314 & 0.296 & 0.279 & 0.210 & 0.159 & 0.122 & 0.095 & 0.059 \\ \hline 8 & 0.376 & 0.351 & 0.327 & 0,305 & 0.285 & 0.266 & 0.249 & 0.233 & 0.168 & 0.123 & 0.091 & 0.068 & 0.039 \\ \hline 9 & 0.333 & 0.308 & 0.284 & 0.263 & 0.243 & 0.225 & 0.209 & 0.194 & 0.134 & 0.094 & 0.067 & 0.048 & 0.026 \\ \hline 10 & 0.295 & 0.270 & 0.247 & 0.227 & 0.206 & 0.191 & 0.176 & 0.162 & 0.107 & 0.073 & 0.050 & 0.035 & 0.017 \\ \hline 11 & 0.261 & 0.237 & 0.215 & 0.195 & 0.178 & 0.162 & 0.148 & 0.135 & 0.086 & 0.056 & 0.037 & 0.025 & 0,012 \\ \hline 12 & 0.231 & 0.200 & 0.10 & 0.168 & 0.152 & 0.137 & 0.124 & 0.112 & 0.069 & 0.043 & 0.027 & 0.018 & 0.001 \\ \hline 13 & 0.204 & 0.182 & 0.163 & 0.145 & 0.130 & 0.116 & 0.104 & 0.093 & 0.055 & 0.033 & 0.020 & 0.013 & 0.005 \\ \hline 14 & 0.181 & 0.160 & 0.141 & 0.125 & 0.111 & 0.099 & 0.085 & 0.078 & 0.044 & 0.025 & 0.025 & 0.009 & 0.003 \\ \hline 15 & 0.160 & 0.140 & 0.123 & 0.108 & 0.095 & 0.084 & 0.074 & 0.065 & 0.035 & 0.020 & 0.011 & 0.006 & 0,002 \\ \hline 16 & 0.141 & 0.123 & 0.107 & 0.093 & 0.081 & 0.071 & 0.062 & 0.054 & 0.028 & 0.015 & 0.008 & 0.005 & 0.002 \\ \hline & 0.125 & 0.108 & 0.093 & 0.030 & 0.069 & 0.060 & 0.052 & 0.045 & 0.023 & 0.012 & 0.006 & 0,003 & 0.001 \\ \hline 10 & 0.111 & 0.005 & 0.081 & 0,069 & 0.059 & 0.051 & 0.044 & 0.033 & 0.018 & 0.009 & 0.005 & 0.002 & 0.001 \\ \hline 19 & 0.098 & 0.083 & 0.070 & 0.060 & 0.051 & 0.043 & 0.037 & 0.031 & 0.014 & 0.007 & 0.003 & 0.002 & 0 \\ \hline 20 & 0.087 & 0.073 & 0,061 & 0.051 & 0.043 & 0.037 & 0.031 & 0.026 & 0.012 & 0.005 & 0.002 & 0.601 & 0 \\ \hline 25 & 0.047 & 0.030 & 0.030 & 0.024 & 0.020 & 0.016 & 0.013 & 0.010 & 0.004 & 0.001 & 0.001 & 0 & 0 \\ \hline 30 & 0.026 & 0.020 & 0.015 & 0.012 & 0.009 & 0.007 & 0.005 & 0.004 & 0.001 & 0 & 0 & 0 & 0 \\ \hline 40 & 0,000 & 0.005 & 0.004 & 0.003 & 0.002 & 0.001 & 0.001 & 0.001 & 0 & 0 & 0 & 0 & 0 \\ \hline 50 & 0.002 & 0.001 & 0.001 & 0.001 & & & & & 0 & & 0 & & \\ \hline \end{tabular}