Exhibit 2 Partial Present Value of $1 Table Present Value of $1 at Compound Interest Year 5% 0.943 0.890 0.840 0.792 0.747 0.705 0.665 0.627 0.592 0.558 10% 0.909 0.826 0.751 0.683 0.621 0.564 0.513 0.467 0.424 0.386 12% 0.893 0.797 15% 0.870 0.756 0.658 0.572 0.497 0.432 0.376 0.327 0.284 0.247 20% 0.833 0.694 0.579 0.482 0.402 0.335 0.279 0.233 0.194 0.162 2 0.712 4 6 7 8 9 10 0.636 0.567 0.507 0.452 0.404 0.361 0.322 e factors in the table are rounded to three decimal places. More complete tables of present values are in Appendix A