EXPENSES - Going to University
Education expenses	Amount ($)/ month	Amount ($)/ year
Tuition
Fees (lab, library, gym) if not included in tuition
Other course material
Other
Housing	Amount ($)/ month	Amount ($)/ year
Rent/mortgage payments
Residence fees
Groceries/meal plan
Utilities (hydro, gas, electricity)
Cable
Internet
Food	Amount ($)/ month	Amount ($)/ year
Groceries
Meal plan
Take-out/order in
Other
Transportation	Amount ($)/ month	Amount ($)/ year
Public transit (sometimes included in tuition)
Parking
Gas
Car insurance
Car payments
Maintenance and repairs
Other
Miscellaneous	Amount ($)/ month	Amount ($)/ year
Cell phone
Clothing
Computer
Entertainment (movies, bars)
Personal grooming (haircuts)
Travel
Other
Health	Amount ($)/ month	Amount ($)/ year
Medical insurance (if not included in tuition)
Dental insurance (if not included in tuition)
Medical/dental procedures
Prescriptions
Other
Total expenses	$0.00	$0.00
INCOME	Amount ($)/ month	Amount ($)/ year
Sources
Scholarships, grants and bursaries
Part-time work (estimate)
Registered Education Savings Plan
Student loans (OSAP or others)
Family contributions
Other personal savings
Gifts
Other
Total income	$0.00	$0.00
	Amount ($)/ month	Amount ($)/ year
Total expenses	$0.00	$0.00
Total income	$0.00	$0.00
Difference:	$ -	$ -

1. Create the spreadsheet:

• Make a copy of thegoogle sheet templateprovided (pasted above)
• In the template, there is an exemplar for you to preview
• In each category, you will have a choice between entering expenses monthly or yearly

2. Update your Google spreadsheet with the expenses you determined you will have for your first year.

3. Update your Google spreadsheet with your income sources.

The link above will bring you to a template that looks like this: