Explain clearly

0 10.000 O Point B O Point D O Point D' O Point A Point FBased on the picture below demonstrating how having health insurance improves consumer's wellbeing which point on the graph helps you to spending. determine the MAXIMUM premium consumer Is willing to pay for health Insurance? Assume probability of getting sick 1015 requiring $10,000 in medical Certainty Utility 200 198 194 F Total utility 170 of wealth Expected Utility A 140 10,000 15,000 19,000 20,000 Wealth