Explain each topic thoroughly:

-The steps that are taken to investigate or enforce violations of consumer rights by THE FEDERAL TRADE COMMISSION" and "THE CONSUMER FINANCIAL PROTECTION BUREAU."

-The penalties that may be imposed for violating the rules/laws/regulations by THE FEDERAL TRADE COMMISSION" and "THE CONSUMER FINANCIAL PROTECTION BUREAU."

-The "real" impact and significance of their activities on U.S. commerce of THE FEDERAL TRADE COMMISSION" and "THE CONSUMER FINANCIAL PROTECTION BUREAU"

Cite 3-5 cases along with brief case summaries to present examples of how at least one of these bodies (and their rules/laws/regulations) has protected a consumer.

Provide reliable citation to your explanation