Explain how banks are an example of a financial intermediary, based upon the definition of this type of institution (you may use a hand-drawn diagram if you wish).In the context of banks as a private business, briefly explain how banks can attract their "lenders".Also, briefly explain how banks as a financial intermediary make profits and how, given their structure, that they're able to make profits in a free market environment.Name and define one "bank nightmare".Briefly explain how this nightmare harms banks, also based upon their structure as a financial intermediary.