Explain how the following transactions will be categorized and recorded in the XY balance of payments' debit and credit accounts:

1. A 123-construction company in British buy XY treasury bonds and pays for them with the money from the its ABC bank account in XY.

2. The XY citizen travel to New York and consume a meal at a restaurant, then pay for a meal by ABC express card.

3. A Laotian immigrant living in a city in XY country sends a drawn check on his ABC bank account to his parents in Laos as a gift.

4. A computer programmer of XY country is hired by a Japanese IT company for consulting and gets paid from XY bank account maintained by the Japanese company.