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explain in 4 sentence each questions: 1. is it smart investment to risk half of your retirement funds on somwyhing that only by chance could

explain in 4 sentence each questions:
1. is it smart investment to risk half of your retirement funds on somwyhing that only by chance could benefit you?
2. explain this sentence "any good investment portfolio maintains a degree of diversification"
3. explain this sentence "no one can predict the future for the stock market or individual stocks"

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