Explain Pawana Finance Bhd (PFB) rights and responsibilities in the following circumstances with reference to the Hire Purchase Act 1967 and related cases.

A hire purchase agreement for a lorry was signed between Malik and PFB in 2018. In December 2019, when Malik wanted to renew the road tax for the lorry, the Road Transport Department informed him that there were three summonses issued in 2017 against the lorry. Malik was ordered to pay the outstanding summons before he is allowed to renew the road tax for the lorry. Malik asked PFB to make the necessary payments but PFB refused to get involved in Malik's problem.

(10 marks)