explain the following (Financial Analysis)

Compare balance sheet ratios for the month ending March 2022 (Current quarter, Published Balance Sheet tab) as against the Philippine Universal Banks (industry figures) for the same period. explain the ratio difference.

a. b. c.

QUICK ASSETS TO TOTAL DEPOSITS \begin{tabular}{|l|r||l|r|} \hline \multicolumn{2}{r||}{ CBC BALANCE SHEET MARCH 2022 } & \multicolumn{2}{c|}{ UNIVERSAL BANKS BALANCE SHEET MARCH 2022 } \\ \cline { 1 - 2 } \cline { 5 - 5 } & QUICK ASSETS & 11,973,461,922.09 \\ \hline QUICK ASSETS & 677,613,929,639.71 & 14,077,628,273.69 \\ \hline TOTAL DEPOSITS & 796,542,521,530.87 & TOTAL DEPOSITS & 85.05% \\ \hline \hline \end{tabular} \begin{tabular}{|l|r||r|r|} \hline \multicolumn{3}{|c|}{ CUSTOMER'S DEPOSIT TO TOTAL ASSETS } \\ \hline \multicolumn{3}{|c||}{ CBC BALANCE SHEET MARCH 2022 } & \multicolumn{2}{|c|}{ UNIVERSAL BANKS BALANCE SHEET MARCH 2022 } \\ \hline Total Deposits & 796,542,521,530.87 & Total Deposits & 14,077,628,273.69 \\ \hline Total Assets & 1,036,604,465,292.50 & Total Assets & 18,083,387,972.39 \\ \hline RATIO & 76.84% & 77.85% \\ \hline \end{tabular} TOTAL LOANS TO TOTAL CUSTOMER'S DEPOSIT \begin{tabular}{|l|r|r|r|} \hline \multicolumn{2}{|c||}{ CBC BALANCE SHEET MARCH 2022 } & \multicolumn{2}{|c|}{ UNIVERSAL BANKS BALANCE SHEET MARCH 2022 } \\ \hline \multicolumn{1}{|l|}{ Loans and Receivable-Net } & 589,532,798,643.41 & Total Loans Portfolio-Gross & 9,793,666,489.34 \\ \hline Total Deposits & 796,542,521,530.87 & Interbank Loans Receivable & 308,847,821.36 \\ \hline & & Total Deposits & 14,077,628,273.69 \\ \hline \multicolumn{1}{|l|}{} & 74.01% & & 69.57% \\ \hline \hline \end{tabular} QUICK ASSETS TO TOTAL DEPOSITS \begin{tabular}{|l|r||l|r|} \hline \multicolumn{2}{r||}{ CBC BALANCE SHEET MARCH 2022 } & \multicolumn{2}{c|}{ UNIVERSAL BANKS BALANCE SHEET MARCH 2022 } \\ \cline { 1 - 2 } \cline { 5 - 5 } & QUICK ASSETS & 11,973,461,922.09 \\ \hline QUICK ASSETS & 677,613,929,639.71 & 14,077,628,273.69 \\ \hline TOTAL DEPOSITS & 796,542,521,530.87 & TOTAL DEPOSITS & 85.05% \\ \hline \hline \end{tabular} \begin{tabular}{|l|r||r|r|} \hline \multicolumn{3}{|c|}{ CUSTOMER'S DEPOSIT TO TOTAL ASSETS } \\ \hline \multicolumn{3}{|c||}{ CBC BALANCE SHEET MARCH 2022 } & \multicolumn{2}{|c|}{ UNIVERSAL BANKS BALANCE SHEET MARCH 2022 } \\ \hline Total Deposits & 796,542,521,530.87 & Total Deposits & 14,077,628,273.69 \\ \hline Total Assets & 1,036,604,465,292.50 & Total Assets & 18,083,387,972.39 \\ \hline RATIO & 76.84% & 77.85% \\ \hline \end{tabular} TOTAL LOANS TO TOTAL CUSTOMER'S DEPOSIT \begin{tabular}{|l|r|r|r|} \hline \multicolumn{2}{|c||}{ CBC BALANCE SHEET MARCH 2022 } & \multicolumn{2}{|c|}{ UNIVERSAL BANKS BALANCE SHEET MARCH 2022 } \\ \hline \multicolumn{1}{|l|}{ Loans and Receivable-Net } & 589,532,798,643.41 & Total Loans Portfolio-Gross & 9,793,666,489.34 \\ \hline Total Deposits & 796,542,521,530.87 & Interbank Loans Receivable & 308,847,821.36 \\ \hline & & Total Deposits & 14,077,628,273.69 \\ \hline \multicolumn{1}{|l|}{} & 74.01% & & 69.57% \\ \hline \hline \end{tabular}