Explain the following statement/s not less than 5 sentences. The drawer delivered a check to Wilma, an agent, for safekeeping only and for the purpose of evidenceng her sincere intention to buy a car owned by RC, who is Wilma's principal. Wilma did not return the check and delivered it as payment for her hospital expenses to MB Clinic. Does the presumption that every holder is pressumed to be HIDC apply to MB Clinic