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Explain the pros and cons of Medicaid planning for long term care versus obtaining private long term care insurance. In your response, discuss the process

Explain the pros and cons of Medicaid planning for long term care versus obtaining private long term care insurance. In your response, discuss the process of spending down and address whether the practice is ethical. Remember, there is a difference between ethical and legal, so just because it may be legal, is it also ethical?

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