Explain the three different types of ownership structures for financial institutions specifying how they differ and what specific types of financial institutions tend to use each structure. Be sure to include examples of at least two firms from each type. (5 pts) How is default risk measured in a bank's securities portfolio? How is it measured in the loan portfolio? What problems can a bank encounter if they take too much default risk? (5 pts) Explain the three different types of ownership structures for financial institutions specifying how they differ and what specific types of financial institutions tend to use each structure. Be sure to include examples of at least two firms from each type. (5 pts) How is default risk measured in a bank's securities portfolio? How is it measured in the loan portfolio? What problems can a bank encounter if they take too much default risk? (5 pts)