Explain to your clients if Bankruptcy is an appropriate option for them to pursue. CLIENT SESSION: NEXT STEPS (LG 14) Q10: Explain how the financial counseling model has been achieved by working with these clients as they are ready to be referred back to Raider Financial Advising. Course Content Review: Financial Counseling Book Building a Relationship Diagnosing Needs and Setting Goals Generating Alternatives Choosing a Plan of Action Implementing the Plan Evaluating the Plan