Explain what lower of how much money would you have to deposit now in a saving account earning 5 % APR, compounding monthly to pay the 3000 bill in two years? how much would you have to deposit in the saving account each month earning 5% APR to be able to pay the bill?cost or market means in regards to reporting merchandise inventory on the balance sheet. Multiple choice question. Inventory should be reported at the current market value of replacing it when lower than cost. Inventory should be reported at the original cost paid for it and not what it can be sold for in the market place. Inventory should be reported at its original cost if the replacement market value (cost) is less