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Explain what the phrase privatizing the return and publicizing the risk means. Do you think the Too Big to Fail (TBTF) policy minimizes systemic risk

Explain what the phrase "privatizing the return and publicizing the risk" means. Do you think the Too Big to Fail (TBTF) policy minimizes systemic risk or exacerbates a moral hazard problem? Justify your ideas with specific reasons, facts, and examples from the Topic Materials or outside research.

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