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Extra Credit: According to the Basel III accord, what was the month and year that requires all commercial banks to adhere to the minimum capital

Extra Credit: According to the Basel III accord, what was the month and year that requires all commercial banks to adhere to the minimum capital standard ratios?

Group of answer choices

a. March 2009

b. January 2015

c. January 2013

d. October 2014

e. December 2014

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