Peter Valvo Sr. Associate Bond brokerage account holds cash (cash held in the account approximately S 150,000) Has auto loan "'ith Bond wh only 8 months left to pay / balance not material to his net worth Follow-up: Brokerage accounts??? David Wallace - Associate Grandparents created frust account for him 22 years ago (he is sole beneficiary) Current value ofaccount is S 87K Halfofthe frust's hokiings are in Bond stock and a Bond mutual mnd they are material to his net worth Grandparents are frustees ofthe frust, David has no control overthe investment decisions made Follow-up: Holding in Bond filnds through frust???? Adam Whittcamp Associate Ghlfriend is former Bond employee Ghlfriend has investments in Bond 401 (k) plan, which holds Bond stock and unrestricted investment options Couple has hved together for 3 months Theykeep separate finances, insurance policies, and living arrangement is temporary (no marriage plans)