Research the findings Of the Haynes Royal Commissior into Financial Services. Ther arswerthe following questions: 2. To what degree have the KAM's for each company for 2018 and 2019 reflected the risks arising fronl the findings of the Banking Royal Cornnlission? In your opinion, has the Banking Royal Commission impacted or i_nfluenced the disclosures in the audit reports in 2019? A key concern that came out of the Banking Royal Commission to be addressed by the banks is their organisational culture. Can organisational culture be audited by the extemal auditors, what is your opinion? What audit procedures might they need to perfonn? Had organlsational cultlffe matters been mcluded in their KAM's section for the 2019 audit reports? If not what's your opmion, explain?