Exhibit 3 Valuation Schedules: Styles Finance Co. -61.7% December 31 , 2019, Income ch: Discounted Cash Flow Method S L'S in thousands Revenue Reven ue grou'th Operating expense Operating income Audited 12/31/2017 Audited 12/31/2018 -17.0% (55,000) -130.5% 27,500 250% (Z500) (B5D0) -180.2% 27,500 (25,000) (4,000) 160% Unaudited LTM" 9/30/2019 250% 0.97% (30,000) (52000) 16.7% Pro Forma * 12/31/2019 nooo -190.9% 250% 21,500 18,168 (30,000) (5,000) 16.7% WACC Two-year CAGR' Operating income growth Operating margi Less: deprecia Depreciation rate Earnings before in Provision for Corporate incom e Debt-free income Debt-free net income growth Debt-free net mars in Cash flow adjustments: Plus: depreciation Less: capital exp Less: incremental Increm ental workin Adjusted cash flO',s 33,125 250% legn 33,125 (30,000) (4,000) FYT 12/31/2020 250% 137.2% (25,000) S162:232 FYT 12/31/2021 11.2% 1.123200 166,800 129% 32250 250% 113,695 32250 (25,000) FYT 12/31/2022 13.7% 250% 126415 11.2% (20,000) Present value of discrete cash flows FYT 12/31/2023 13.7% 250% (25,000) S102:296 FYT 12/31/2024 222,649 15.4% 250% 21.1% 10.9% 36250 (36250) S105$62 Total present valu Present value oft Business enterpris Less: interest-b ui value value rouni sooooo SIC10,ooo Capitalization multiple T enninal value Long-term gro',vth rate