f) Estimate how much is the present value of an ordinary annuity of RM1,550 each year for four years, assuming an opportunity cost of 3.50 percent. (5 marks) g) You have been awarded a bonus for your outstanding work. Your employer offers you a choice of a lump-sum of RM6,500 today, or an annuity of RM1,700 a year for the next five years. Decide which option you should choose if your opportunity cost is 8.00 percent. (6 marks) h) Solve how many years do you need to accumulate RM8,500 if you save RM6,000 now at 5.00 percent in saving account at ANZ Bank. (4 marks)