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FACT SCENARIO: We represent the buyers in the closirg stated below. The buyers are We represest the buyers in the closing stated bellow. The buyers

image text in transcribed FACT SCENARIO: We represent the buyers in the closirg stated below. The buyers are We represest the buyers in the closing stated bellow. The buyers are samewhat lany, and, in order to enpedite the closing. we have agreed to the name of the Grantor on the signature page. A. General Warranty Deed subject to alf valid and existing restrictions, coverants, and easements of 8. Closing statement (from buyers' perspective) Real Estate Closing Information for Documents A and B: Clients' Names Clients' Names - Seller: Wiliam Rogers. SS\#: 367-87-9554 Buyers: Marie and Robert Gonzatez, Husband and Wife, as tenants by entireties SS\#5: Marie: 286-45-2648, Robert: 378-75-9639 Property Address 32 Hillside Drive Fenn of Canandaigua, sew York 14424 Use this address: 77-11056-22121 Prior transfer: this property was conveyed to villiam Rogers and his late Wife Julia Fogers by Warranty Deed dated May 1. 1984 and recorded in the Onterio County Clerk's Office May 3.1984 in Liber 36 of Deeds, page 223 . Tax account number: 335.18400 (Section 335 , block 18 , lot 400 ) Lot size - 1.0 acre Year Assessment was taken: 2020 Property Class No: 315 school District Name: Canandaigua City Schools Sale Price: 5300,000.00.20% down payment and 30% financed @ 4.0\% interest with a conventional mortgage from the Neighborhood Bank. N.A. loan #305228; no private mortgage insurance required. The buyers are required to pay the bank's attomers' fees. The bank's atdress is 75 front required to pay the bank's attome Street, Fairport. New York 14550 . Tax information Schcol Tax: 58,000.00. Tax year is july 1 trrough june 30 . 32. Both tax bills have been pre-paid by the selter. Stryers' attomey and settrement agent: Charlotte Webb, Esq. 13 Hest Street Canandaigua, NY 1 15424 Henry Higgins. Esq. Henry Higgins. 15 Main Street 585-38a-6692 Canandaigua, NY 14424 Seller's address: 23 Retirement Haven Avenue Use this as the address for the sellers, BUT you may assume that as Use this as the address for the sellers. Bur you may ass of the closing date they are still residents of Mew York. Sale contract date: October 11. 2022 Closing date: December 14. 2022 Property insurance Progressive Insurance Company is4.60 for every $1,000.00 of the total value of the real property). Must pay one full year at \$1,000.00 closing Earnest money paid by tuyers: $5.000.00 Fieal estate comanissions: 67 of total sales price sphit eventy earchis. Tuyers setherrent charges Payathe to the gank: Payalfe to the lank: Appraisal fee =5300.00 Crectit report =5250.000 Items required by Bank: The Bank will require prepaid interest for the month of December including the The due on February 1.2023 . Title iprtance cremium payable to title co. 5450.00 Recording Charges: Deed: $25 per page Mortgage: $8 per page (assume 20 pages) TP- 584:5125 TP-584: $125 RP-5217: $5.00 The seller has agreed to pay for all real estate commissions, the transfer tax. The seller has agreed to pay for all real estate commissions, settlement and his own attorneys' fees, and the buyers will pay all other set costs. Property Description for 32 Hillside Drive: All that tract or parcel of land situate in the town of Canandaigua, County of Ontario, State of New York more particularly described as follows: Commence at the Southeast comer of Section 8. Township 30 South, Ra 16 East, Ontario County. New York for a point of reference; thence N 895502nW, along the South line of said Section 8,535.36 feet; thence 895502 W, along the South line of said Section 8,535.36 feet; thence North 000129E,297.22 feet; thence S895502E, parallel with the North 000129E,297.22 feet; thence 58955O2E, parallel with the aforesaid South line of Section 8,344.56 feet; to a point on the Westerly aforesaid South line of Section 8,344.56 feet; to a point on the Westerly right-af-way line of County Road \#9; thence 5315628E, along said Westerly right-of-way line, 207.85 feet; thence N895502W, parallel with Westerly right-of-way line, 207.85 feet; thence N895502W, parallel wit the aforesaid South line of Section 8,194.23 feet; thence S 00222225W, 121.00 feet; thence N895502W, along a line 15.00 feet North the aforesaid South line of Section 8,194.23 feet; thence S02225W, 121.00 feet; thence N8952W, along a line 15.00 feet North of and parallel with the aforesaid South line of Section 8, 259.63 feet to the Point of parallel with Beginning. WARRANTY DEED WITH FUL COVENANTS TWHS WOENTUE, MADE PHE _...... DAY OF _........... TWO THOLSAND AND between [name and residence]. party of the tirst part, and [name and residence], party of the second part, WINESSETH. that the party of the first part, in consideration of - dallars, lavstul maney of the United States, paid by the party of the second part, does hereby grant and release unto the party of the second part, the heirs or successors and assigns of the party of the second part forever. Alt that certain plot. piece of parcel of iand, with the buidings and improvements thereon erected, situate. Whing and being in the TOCERHER with all right, title and interest, if any, of the party of the first part in and to any streets and roads abutting the above described premises to the center lines thereof. TOGEIHER with the appurtenances and all the estate and rights of the party of the first part in and to said premises. TOMAVE AND TO HOLD the premises herein Eranted unto the party of the second part, the heirs or successors and assigns of the party of the second part forever. AND the party of the first part, in compliance with Section 13 of the Lien Law, covenants that the party of the first part will receive the consiffer ation for this conveyance and with hold the right to recesive soch consideration as a trust fund to be applied first for the purpose of paying the inprowement hevement and will apply the same first to the patyment of the cost of the AND the party of the first part covenants as follows: FlaST. That said party of the first part is seized of the said premises in fee simple. and has good right to convey the satne: SECOND. That the party of the second part shall quietly enjoy the said preanises: THARD. That the said premises are free from encumbarances. except as aforesaid: FOURTH. That the party of the first part will execute or procurt any further necessary assurance of the title to said premises: FifTH. That said parcy of the first part will forever warrant the title to said premises. The word "party" shall be construed as if it read "parties" whenewer the sense of this indenture so tequires. IN WIINESS WHEREOF, the pany af the first part has datly executed this deed the day and year first above written, [Seller] [Seller] AN PRESENCE OF: STAIE OF Acknowledgrent STAJE The rength of the mortage is 30 years. 1. Purctase of House Purchase Price Less Montgage Cash Xeetled Towards Purchase Price II. Additional Closing Costs: Pre-Paici Real Estate Taxes County:17 dins Schoot: Teral Pre-Pad Txes Titte Charges Mortgage Tax (1 Thle lustratace Recording Charges Mortgage Deed Toral Title Chages Bank Charges Bank Attoney Fees Interin Interest (per diem times = dxys) Number of days between closing Dec, 14 and fir parment Feb 1 (hoirower pays interest on the date of closing Loan Origination Fee Appraisal Fee Credit Report Total Bak Charges Miscellaneons Charges Attomey Fees bortowe Property lasurance Total Miscellaneous Charges TOTAL CASHAMOUNT DIE AT CLOSEG: counrrof On the ___ day of _______ in the year____ before me, the undersigned. the basis of satisfactory evidence to be the individual(s) whose name(s) is (are) subscribed to the sinthin instrument and acknowledged to me that he/she/they executed the same in his/her/their capacityies). and that by his/ her/their signature( (s) on the instrument. the individual (s). or the person upon behalf of which the individual(s) acted. executed the instrument (sigrsature and office of individual taking ackriowledgment) STATE OF Acknowiledgment by a Subscribing Witness 1 ss. counrror On the ___ day of personally appeared - in the year ____ before me, the undersigned, nstrumert, with whom { an persorith the subscribing witness(es) to the foregoing ay that he/ she they reside(s) is? sworn, did depose and if the place of ssidence is in a citf, include the street and street number. if any, thereof); that he she they rowi(s) to be the individual (s) described in and who executed the regoing instrument: that said subscribing witness(es) was (wetei present and saw said - execute the same; and that saict witnesslest at the same time Iscribed his/her/their name(s) as witness (es) thereto. Iscribed his/her/ their name(s) as witness (es) thereto. mature and office of individual taking acknowled hisment? Whiliam Rogers to Marie and Robert Gonzale Casts for the Purchase of 32 Hillside Drive. Canandaigua, NX 14+24 Canandaigua, N1 14424 Loan Otigination Fee Property lasurance Total Miscelllaweous Charges TOTAL CASH AMOU NT DIE AT CLOSIG: FACT SCENARIO: We represent the buyers in the closirg stated below. The buyers are We represest the buyers in the closing stated bellow. The buyers are samewhat lany, and, in order to enpedite the closing. we have agreed to the name of the Grantor on the signature page. A. General Warranty Deed subject to alf valid and existing restrictions, coverants, and easements of 8. Closing statement (from buyers' perspective) Real Estate Closing Information for Documents A and B: Clients' Names Clients' Names - Seller: Wiliam Rogers. SS\#: 367-87-9554 Buyers: Marie and Robert Gonzatez, Husband and Wife, as tenants by entireties SS\#5: Marie: 286-45-2648, Robert: 378-75-9639 Property Address 32 Hillside Drive Fenn of Canandaigua, sew York 14424 Use this address: 77-11056-22121 Prior transfer: this property was conveyed to villiam Rogers and his late Wife Julia Fogers by Warranty Deed dated May 1. 1984 and recorded in the Onterio County Clerk's Office May 3.1984 in Liber 36 of Deeds, page 223 . Tax account number: 335.18400 (Section 335 , block 18 , lot 400 ) Lot size - 1.0 acre Year Assessment was taken: 2020 Property Class No: 315 school District Name: Canandaigua City Schools Sale Price: 5300,000.00.20% down payment and 30% financed @ 4.0\% interest with a conventional mortgage from the Neighborhood Bank. N.A. loan #305228; no private mortgage insurance required. The buyers are required to pay the bank's attomers' fees. The bank's atdress is 75 front required to pay the bank's attome Street, Fairport. New York 14550 . Tax information Schcol Tax: 58,000.00. Tax year is july 1 trrough june 30 . 32. Both tax bills have been pre-paid by the selter. Stryers' attomey and settrement agent: Charlotte Webb, Esq. 13 Hest Street Canandaigua, NY 1 15424 Henry Higgins. Esq. Henry Higgins. 15 Main Street 585-38a-6692 Canandaigua, NY 14424 Seller's address: 23 Retirement Haven Avenue Use this as the address for the sellers, BUT you may assume that as Use this as the address for the sellers. Bur you may ass of the closing date they are still residents of Mew York. Sale contract date: October 11. 2022 Closing date: December 14. 2022 Property insurance Progressive Insurance Company is4.60 for every $1,000.00 of the total value of the real property). Must pay one full year at \$1,000.00 closing Earnest money paid by tuyers: $5.000.00 Fieal estate comanissions: 67 of total sales price sphit eventy earchis. Tuyers setherrent charges Payathe to the gank: Payalfe to the lank: Appraisal fee =5300.00 Crectit report =5250.000 Items required by Bank: The Bank will require prepaid interest for the month of December including the The due on February 1.2023 . Title iprtance cremium payable to title co. 5450.00 Recording Charges: Deed: $25 per page Mortgage: $8 per page (assume 20 pages) TP- 584:5125 TP-584: $125 RP-5217: $5.00 The seller has agreed to pay for all real estate commissions, the transfer tax. The seller has agreed to pay for all real estate commissions, settlement and his own attorneys' fees, and the buyers will pay all other set costs. Property Description for 32 Hillside Drive: All that tract or parcel of land situate in the town of Canandaigua, County of Ontario, State of New York more particularly described as follows: Commence at the Southeast comer of Section 8. Township 30 South, Ra 16 East, Ontario County. New York for a point of reference; thence N 895502nW, along the South line of said Section 8,535.36 feet; thence 895502 W, along the South line of said Section 8,535.36 feet; thence North 000129E,297.22 feet; thence S895502E, parallel with the North 000129E,297.22 feet; thence 58955O2E, parallel with the aforesaid South line of Section 8,344.56 feet; to a point on the Westerly aforesaid South line of Section 8,344.56 feet; to a point on the Westerly right-af-way line of County Road \#9; thence 5315628E, along said Westerly right-of-way line, 207.85 feet; thence N895502W, parallel with Westerly right-of-way line, 207.85 feet; thence N895502W, parallel wit the aforesaid South line of Section 8,194.23 feet; thence S 00222225W, 121.00 feet; thence N895502W, along a line 15.00 feet North the aforesaid South line of Section 8,194.23 feet; thence S02225W, 121.00 feet; thence N8952W, along a line 15.00 feet North of and parallel with the aforesaid South line of Section 8, 259.63 feet to the Point of parallel with Beginning. WARRANTY DEED WITH FUL COVENANTS TWHS WOENTUE, MADE PHE _...... DAY OF _........... TWO THOLSAND AND between [name and residence]. party of the tirst part, and [name and residence], party of the second part, WINESSETH. that the party of the first part, in consideration of - dallars, lavstul maney of the United States, paid by the party of the second part, does hereby grant and release unto the party of the second part, the heirs or successors and assigns of the party of the second part forever. Alt that certain plot. piece of parcel of iand, with the buidings and improvements thereon erected, situate. Whing and being in the TOCERHER with all right, title and interest, if any, of the party of the first part in and to any streets and roads abutting the above described premises to the center lines thereof. TOGEIHER with the appurtenances and all the estate and rights of the party of the first part in and to said premises. TOMAVE AND TO HOLD the premises herein Eranted unto the party of the second part, the heirs or successors and assigns of the party of the second part forever. AND the party of the first part, in compliance with Section 13 of the Lien Law, covenants that the party of the first part will receive the consiffer ation for this conveyance and with hold the right to recesive soch consideration as a trust fund to be applied first for the purpose of paying the inprowement hevement and will apply the same first to the patyment of the cost of the AND the party of the first part covenants as follows: FlaST. That said party of the first part is seized of the said premises in fee simple. and has good right to convey the satne: SECOND. That the party of the second part shall quietly enjoy the said preanises: THARD. That the said premises are free from encumbarances. except as aforesaid: FOURTH. That the party of the first part will execute or procurt any further necessary assurance of the title to said premises: FifTH. That said parcy of the first part will forever warrant the title to said premises. The word "party" shall be construed as if it read "parties" whenewer the sense of this indenture so tequires. IN WIINESS WHEREOF, the pany af the first part has datly executed this deed the day and year first above written, [Seller] [Seller] AN PRESENCE OF: STAIE OF Acknowledgrent STAJE The rength of the mortage is 30 years. 1. Purctase of House Purchase Price Less Montgage Cash Xeetled Towards Purchase Price II. Additional Closing Costs: Pre-Paici Real Estate Taxes County:17 dins Schoot: Teral Pre-Pad Txes Titte Charges Mortgage Tax (1 Thle lustratace Recording Charges Mortgage Deed Toral Title Chages Bank Charges Bank Attoney Fees Interin Interest (per diem times = dxys) Number of days between closing Dec, 14 and fir parment Feb 1 (hoirower pays interest on the date of closing Loan Origination Fee Appraisal Fee Credit Report Total Bak Charges Miscellaneons Charges Attomey Fees bortowe Property lasurance Total Miscellaneous Charges TOTAL CASHAMOUNT DIE AT CLOSEG: counrrof On the ___ day of _______ in the year____ before me, the undersigned. the basis of satisfactory evidence to be the individual(s) whose name(s) is (are) subscribed to the sinthin instrument and acknowledged to me that he/she/they executed the same in his/her/their capacityies). and that by his/ her/their signature( (s) on the instrument. the individual (s). or the person upon behalf of which the individual(s) acted. executed the instrument (sigrsature and office of individual taking ackriowledgment) STATE OF Acknowiledgment by a Subscribing Witness 1 ss. counrror On the ___ day of personally appeared - in the year ____ before me, the undersigned, nstrumert, with whom { an persorith the subscribing witness(es) to the foregoing ay that he/ she they reside(s) is? sworn, did depose and if the place of ssidence is in a citf, include the street and street number. if any, thereof); that he she they rowi(s) to be the individual (s) described in and who executed the regoing instrument: that said subscribing witness(es) was (wetei present and saw said - execute the same; and that saict witnesslest at the same time Iscribed his/her/their name(s) as witness (es) thereto. Iscribed his/her/ their name(s) as witness (es) thereto. mature and office of individual taking acknowled hisment? Whiliam Rogers to Marie and Robert Gonzale Casts for the Purchase of 32 Hillside Drive. Canandaigua, NX 14+24 Canandaigua, N1 14424 Loan Otigination Fee Property lasurance Total Miscelllaweous Charges TOTAL CASH AMOU NT DIE AT CLOSIG

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