Facts: You estimate annual earned income from your employer at $60,500 plus a $2,000 bonus. In addition, you project $100 in interest and $500 in ordinary dividends. The maximum your employer will contribute to your traditional 401(k) plan is 50 cents for each dollar you contribute up to a maximum employer contribution of 3% of your annual earned income. Personal Goal: Save 15% of your annual earned income. Determine for each of two Scenarios your after-tax contribution (out-of-pocket cost) to save that 15 %