Fair to Midland Manufacturing Inc has applied for a loan at True Credit Bank. Jon Fulkerson the credit analyst at the bank has gathered the following information from the companys financial statements: Total assets $85,000 EBIT 7,400 Net working capital 3,900 Book value of equity 24,000 Accumulated retained 17,300 Sales 97,000 The stock price of FMM is $26 per share and there are 5,500 shares outstanding. What is the Z-score for the company?