Fair$-$to$-$Midland Manufacturing, Incorporated $($FMM$),$ has applied for a loan at True Credit

Bank. Jon Fulkerson, the credit analyst at the bank, has gathered the following

information from the company's financial statements:

The stock price of FMM is $$38$ per share and there are $6,700$ shares outstanding. What

is the Z$-$score for this company? $($Do not round intermediate calculations and round

your answer to $3$ decimal places, e$.$g$.,32\mathrm{.}161.)$

Z$-$score