Fair-to-Midland Manufacturing, Inc., (FMM) has applied for a loan at True Credit Bank. Jon Fulkerson, the credit analyst at the bank, has gathered the following information from the companys financial statements:

Total assets	$79,000
EBIT	7,100
Net working capital	3,600
Book value of equity	21,000
Accumulated retained earnings	17,000
Sales	94,000

The stock price of FMM is $23 per share and there are 5,200 shares outstanding. What is the Z-score for this company? (Do not round intermediate calculations and round your answer to 3 decimal places, e.g., 32.161.)

Z-score?