Fair-to-Midland Manufacturing, Inc., (FMM) has applied for a loan at True Credit Bank. Jon Fulkerson, the credit analyst at the bank, has gathered the following information from the companys financial statements:

Total assets	$115,000
EBIT	8,900
Net working capital	5,400
Book value of equity	39,000
Accumulated retained earnings	18,800
Sales	112,000

The stock price of FMM is $41 per share and there are 7,000 shares outstanding. What is the Z-score for this company? (Do not round intermediate calculations and round your answer to 3 decimal places, e.g., 32.161.)