Fendy has a personal net worth of RM2 million. He formed a sole proprietorship and injected RM100,000 as capital. The sole proprietorship incurred a loss of RM200,000 after 3 years. The creditor of the sole proprietorship ____________

Select one:

a. Has no further claim against Fendy because the capital for business was only RM100,000

b. Can claim against Fendy up to 50% of debt owing by the sole proprietorship

c. Can claim against Fendy only if he signed a letter of guarantee for the amount owing

d. Can claim against Fendy until the full settlement by Fendy or the sole proprietorship