Finance please help

What is the NPV of the incremental median annual earning if you borrow at the student loan rate of 3.6 %? First compute the PV of the annuity, and then subtract the outlay. $ 376, 595 426, 595 389, 047 460, 478.21 (T/F) Based on IRR, a bachelor's degree is a bad investment. Within the context of the capital asset pricing model (CAPM), the risk measure known as beta in computed by regressing the return of the company's stock against the return on the company's bonds return on the market portfolio change in the gross domestic product change in the consumer price index