Financial intermediaries include: i. commercial banks ii. non-bank authorised deposit-taking institutions iii. investment banks iv. insurance companies O (i.) only O (i.) and (ii.) only O (i) and (iii) only O All of the above The expression O interest rate formula O compounding formula present value formula future value interest factor (1+r)" is also called the: Assume a two year investment that pays 14 % per year. If you invest $325 today, how much will you have at the end of 2 years? O $370.50 O $412.37 $422.37 none of the given answers If you deposit $1,000 per quarter, first deposit starts at the end of first quarter, into a savings account earning 5% compounded quarterly, how much will you have in the account after 3 years? O a. $13,891.50 O b. $12,860.36 O c. $15,917.13 O d. $18,753.34 The rate used to calculate the present value of future cash flows is the: discount factor discount rate O appropriate discount rate O all of the given answers