financial planners don't approach income taxes from the standpoint of minimizing so much as maximizing. Specifically, planners don't focus on minimizing income taxes in the current year so much as maximizing after$-$tax wealth over a span of years. I$\text{'}$d like you to offer at least two examples of a strategy that maximizes after$-$tax wealth over time without minimizing taxes in the current year. And, as always, please comment on the examples of your colleagues.